Scammers take advantage of many different people, but there are certain groups that are more vulnerable than others. Elderly people, those who are financially vulnerable, and those who are not tech-savvy are particularly at risk. The elderly are more likely to be targeted by scammers because they are more trusting and less likely to question the legitimacy of a scam. They may be less likely to recognize signs of a scam, or be taken in by an emotional appeal. Scammers may use the elderly’s lack of familiarity with digital technology to their advantage, as well. For example, scammers may call elderly people pretending to be from their bank, and convince them to give out their personal information. Those who are financially vulnerable are also prime targets for scammers. Scammers often target people who are struggling with debt, promising to help them get out of it, or to offer them a loan. Oftentimes, scammers will take advantage of people’s desperation by charging them up-front fees for their “services”.
Finally, those who are not tech-savvy may be more likely to fall victim to scams. They may not be aware of the latest security measures, and may be more likely to click on suspicious links or download malicious software. Scammers may also take advantage of their lack of knowledge about digital technology by sending them phishing emails or fake websites. Scammers will continue to find new ways to target vulnerable people, but being aware of the groups that are most at risk can help protect them. Educating people, especially the elderly and those who are not tech-savvy, about the risks of online scams can help protect them from falling victim to one. Additionally, those who are financially vulnerable should be cautious before engaging with any services that require them to pay money up-front. By being aware of who scammers are targeting most, people can take the necessary steps to protect themselves.