In recent years, cybercriminals have increasingly turned to texting scams, known as “smishing,” because they know people are likely to open text messages. The FTC, FBI, AARP, and Better Business Bureau have all issued warnings about these scams.
What is Smishing?
Smishing scams are fraudulent text messages designed to trick recipients into calling a number or clicking a link, often resulting in financial losses. This method is cheap and effective, making it a favored tactic among scammers.
A common smishing tactic involves a text message claiming there’s a problem with a package delivery. The message might say your package is stuck in a warehouse and provide a link to resolve the issue. This is a major red flag. Legitimate delivery services typically leave a notice on your door or send an email if there’s a problem.
Clicking on these links often leads to fake websites that mimic well-known brands like Amazon, FedEx, UPS, or Facebook. If you enter your information on these sites, scammers can gain access to your accounts and personal data.
Some smishing scams use phone numbers instead of links. Calling these numbers connects you with scammers who try to extract sensitive information, such as by asking you to send a link to diagnose a problem with your computer. This is a trick to gain remote access to your device.
The Risks of Smishing Scams
Falling for a smishing scam can have serious consequences. Scammers can steal your login credentials, access your financial information, and even install malware on your devices, leading to identity theft, financial loss, and other severe issues.
How to Protect Yourself
- Be Cautious with Unsolicited Messages: Be wary of unexpected text messages and emails. Avoid clicking on links or calling numbers from unknown sources.
- Verify Information: If you’re unsure about a message, contact the company directly using a verified phone number or website.
- Use Two-Factor Authentication: This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone, in addition to your password.
- Report Smishing: If you receive a smishing text, report it to The Federal Trade Commission by forwarding it to SPAM or 7726. You can also tap “Report Junk” at the bottom of the text message, which helps your cellular provider block the number from sending texts to others.
Spread Awareness
Smishing scams are a serious threat, but we can combat them by staying informed and spreading awareness. Share this information with your friends and family, especially younger individuals who may be more vulnerable to these scams. By staying vigilant, we can protect ourselves and others from falling victim to these fraudulent schemes.